Press Release

Greenbook Financial Services, Inc., Continues to Strengthen Asset Management Capabilities

Investment Management Division Gains Expertise and Proprietary Techniques

April 18, 2005 - SAN DIEGO - Greenbook Financial Services, Inc., today announced the latest in a series of ongoing enhancements to the company's discretionary asset management capabilities. Jon Markman, a pioneer in the development of stock-rating systems and screening software, joined Greenbook's Investment Management Division as senior investment strategist and portfolio manager.

Markman brings Greenbook more than 20 years of financial insight across a variety of markets as well as several proprietary investment techniques. His institutional account management expertise will complement Greenbook's recent acquisition of the infrastructure assets and investment processes of Pinnacle Investment Advisors, a quantitative investment management boutique. While at Pinnacle, Markman served in roles as both an investment strategist and portfolio manager.

"Jon is a tremendous addition to our evolving investment management team, allowing Greenbook to expand our scope and capabilities in new directions," stated Robert Holcomb, Chief Executive Officer, Greenbook Financial Services. "Now, Greenbook Investment Management can provide direct money management solutions to both institutional and high-income individual clients."

The Pinnacle agreement already delivered Dr. Carr Bettis, an Associate Research Professor of Finance at Arizona State University and architect of mathematical investment selection models, to the Greenbook Board of Directors. In addition, Jeff Mindlin, former Director of Financial Engineering for Pinnacle, will assume the role of Research Director for Discretionary Accounts for Greenbook Investment Management.

"The addition of Jon Markman will go a long way in rounding out the advanced skill set of our investment group," said Craig Columbus, Vice Chairman of Greenbook, Managing Director of Greenbook Investment Management. "His expertise and intellectual property will continue to differentiate Greenbook as a discretionary asset manager, giving us the ability to apply greater insight to an increasingly volatile market."

Markman has authored the best-selling books, "Swing Trading" and "Online Investing" and is co-inventor on two Microsoft patents. He also conceived and developed the successful StockScouter rating system featured on CNBC and MSN Money. With degrees from Duke University and Columbia University Graduate School of Journalism, Markman was formerly managing editor at MSN Money; editor, reporter and financial columnist at the Los Angeles Times; and a recipient of a 2002 Gerald Loeb Award for Distinguished Financial Journalism.

Greenbook Financial Services, Inc. provides integrated financial planning for healthcare professionals. Greenbook employs a conservative approach committed to regulatory compliance that seeks to avoid losses from inefficient tax planning, uncompensated investment risk and ineffective business structures. The company designs, implements and administers a balanced platform of insurance, pension, asset protection and investment management services to address the unique earning, spending and savings patterns of high-income healthcare professionals. Headquartered in San Diego, Calif., Greenbook serves the medical community through a nationwide network of advisors and corporate offices in Phoenix and Orlando, Fla.

Note: Financial planning and investment management services provided by Greenbook Investment Management, Inc. Greenbook does not offer legal or tax advice and all strategies should be discussed with appropriate legal or tax counsel. Nothing in these materials shall be construed as offering or disseminating specific financial planning, retirement, estate, asset protection, investment, tax, or legal advice to any individual without the benefit of direct and specific consultation with a Greenbook Advisor or any affiliate of Greenbook.